Features to Include While Developing an Auto Insurance App

Written by Hemendra Singh on January 25, 2019 | Updated on: August 23, 2019

Features to Include While Developing an Auto Insurance App

Driving cars is a tough task. 93 percent of road accidents happen due to human errors. Thousands of minor car strikes take place every day all over the globe. While purchasing a new car, users are notified about insurance plans.

Insurance of cars is essential as it recovers the cost associated with damage repair. Since cars are getting expensive, users do not want to spend more money on repairs. If you are thinking of a startup, auto insurance is a good option for you.

In this article, we are going to explain what are the necessary features required in an auto insurance app.


User profile-

Make sure you offer easy onboarding. The users should be able to create a profile in less time. Since mobile app developers are going to create auto insurance app, offering separate profiles to each user is vital.


Allow users to get the lowest price insurance-

Not all users wish to spend a big amount on car insurance. Most of the drivers demand cheap car insurance policies. Make sure the app sort down the cheapest policies for users.



As mentioned in the first point, most of the driver prefer low-cost insurance. But some drivers might have different requirements. As per the requirements, it is important for the mobile app development companies to offer the best suitable apps for the users.



An auto insurance car must have GPS installed. It offers real-time tracking of vehicles. This system can be used to offer roadside assistance.


Compare different quotes-

There are different quotes as per different requirements. Offer a brief comparison of all quotes. This can help the user understand which quote is suitable.


Allow them to buy insurance through the app-

After selecting appropriate insurance, the user should be able to purchase the insurance immediately.



Most of the auto insurance app developers allow users to capture the images of documents and submit those images. Since documentation is mandatory, mobile app developers can also allow users to scan the documents for submission. Users need not stand in long queues to submit required documents for insurance.



Provide a detailed invoice to the users. As per the selected quote, the user can get an invoice on the app itself. This makes it more convenient.



After the successful payments, the app users should get acknowledgments. Make sure these receipts are in detail and are authorized.



Usually, claiming insurance quotes is a time-consuming task. Drivers need to go to the office and fill in some forms to claim the insurance. To delete this problem, offer them easy claiming options. Mobile app development company can even allow drivers to upload images to claim insurance.


Push notifications-

It is important to notify users about app updates, upcoming payment cycles, invoices, receipts, etc. Make sure you send important in-app notifications as well as emails.

Also Read: Top 13 Push Notification Tools To Boost Mobile App Engagement

Multi-lingual support-

To drive app engagement and increase app retention, developing a multilingual app can be beneficial. If you target a complete globe, then the app should have a multilingual feature.


Payment gateway-

This is the most important feature. Since you are allowing drivers to select quotes, purchase insurance, get invoice; then you should allow them easy payment options. It can be through credit cards, debit cards, or even e-wallet apps.


Cross-platform ability-

Cross-platform app development can help you target Android as well as Apple audience. Since both platforms possess a potential number of users, it is important to develop a cross-platform app.



Now, this is a cool feature. Let us tell you that this feature is really expensive and worth it. Telematics uses artificial intelligence. It uses GPS, accelerometers and gyroscopes data on the smartphone. All this data is used to evaluate drivers’ driving skills. A famous app called Root uses telematics. The driver is supposed to give test drives for a span of 2 weeks.

In this span, the app identifies driving behaviors and patterns. It analyzes different things such as drivers’ frequent destinations, usage of the smartphone while driving, the total time the vehicle is in use, how often drivers change lanes, do they follow traffic rules, etc.

All this data is used to evaluate driving skills. If the driver drives safe and qualifies all steps, he gets to pay less amount for auto insurance. Since there is a low risk of accidents and damages, the app offers cheap auto insurance policies.


Customer support-

Since you are going to start an insurance startup, it is vital to focus on customer support. Make sure you offer 24×7 customer support for enhanced user experience.



There are various amazing auto insurance apps like Progressive, Root, etc. Make sure you add all the above features to create the best auto insurance mobile app.


Additional Perk: How to Turn a Book into a Mobile App? Know Its Benefits, Features, and Costing

Latest Blogs

Get the latest insights of technologies, trends, and market. Learn More and Stay Ahead.

Evolution of Artificial Intelligence (AI) to Modern Application
By the mid of the twentieth century, the world was familiar with AI robots. The first such appearance came as the heartless tin man in the Wizard of Oz, where the robot was seen as a human with a shaky…
Android or iOS App, Which One Would You Develop? Rock Solid Comparative Analysis Report
What platform should I choose to develop my first mobile App? This is a very common question that strikes everyone who is just making a debut in his app development journey. In this technologically driven society, everyone is using a…
How is IoT Development Impacting the Future of Web Development?
The demand for emerging technologies like Blockchain and AI is increasing rapidly in the market. Enterprises are opting for these future technologies for their web apps projects so that the business processes can enhance. IoT or the Internet of Things is…

We would be happy to hear from you, Please fill in the form below or mail us your requirements on

Attach any File!

Get In Touch

Renowned mobile app development company delivering user-engaging mobile applications for multiple industry verticals.



925 Battery Ave SE,

Atlanta, GA, United States 30339


727 Forum Apartments, Apt #705W, Martin Luther King Dr W,

Cincinnati, OH 45220

Tel +1-315-381-4100


6 Petersham Cl,


Sutton, United Kingdom

Tel +44-776-907-2392


Unit 2, 32 Homebush Road,

Strathfield, New South Wales Australia -2135

Tel +61-2-8003-4196


Apartment 512 Building 49, Discovery gardens,

Dubai, UAE

Tel +971-564840150


P. No.31, Shree Krishna Tower, Nirman Nagar- E, Ajmer Road, Opposite Asopa Hospital,

Jaipur (Raj.) India-302019

Tel +91-72970-00999

DMCA.com Protection Status Protected by Copyscape