20 Top Fintech App Development Companies (2024)

Are you looking for fintech app development company, here we shortlist 20 agencies for you. The term “fintech,” which stands for financial technology, refers to a new wave of technology that aims to digitize and automate services linked to finance. Leading fintech app development companies employ state-of-the-art technology to produce innovative financial solutions. As the top custom mobile app developers struggle to create a user-friendly app, the technology, difficulties, costs, and features that fintech development businesses should consider will all be covered in this article.

According to data, financial software development organizations worldwide are venturing into the fintech app development space, with the market expected to reach $305 billion by 2025. Technology advancements and users’ need for streamlined and straightforward interactions with financial institutions are to blame for this explosive increase.

Fintech applications are swiftly displacing conventional commercial methods. Businesses all around the world are starting to realize how beneficial it is to use fintech apps.

These apps assist businesses in completing numerous transactions in a single day and being profitable and safe. Furthermore, Gen Z and millennials are tech-savvy generations. Thus, fintech solutions are essential for organizations looking to thrive and grow digitally.

This blog is intended for business owners who intend to invest in fintech applications. The top fintech mobile app development companies in USA for 2024 will be discussed here. Now let’s get started.

List of Top 10 Fintech App Developers

Below is the list of best fintech mobile app developers.

These companies are the pinnacle of fintech app development, each bringing a distinct blend of innovation, creativity, and technological expertise to the table.

30 Top Fintech App Development Companies

Let’s explore all fintech developer companies in detail.

1. The NineHertz: Best Fintech App Development Company

The NineHertz stands tall as a top fintech app development company at the forefront of innovation and technology, sculpting digital landscapes with expertise and creativity. With a profound commitment to excellence, NineHertz has continuously delivered cutting-edge solutions tailored to meet the unique needs of its diverse clientele.

Established on the pillars of innovation, integrity, and ingenuity, NineHertz boasts a team of seasoned financial app developers who breathe life into ideas, transforming them into seamless digital experiences with the help of advanced technologies. Specialized in mobile app development, web development, and enterprise solutions, NineHertz has carved a niche in the competitive digital technology realm.

Beyond technical process, NineHertz provides itself on its client-centric approach. The company emphasizes communication, collaboration, and transparency throughout development to all its unique customers. This client-centric ethos has earned NineHertz the trust and loyalty of a global clientele, ranging from startups to Fortune 500 companies.

In a rapidly evolving digital innovation landscape, NineHertz is at the forefront of innovation, constantly adapting to emerging technologies and trends. With a finger on the pulse of the industry, the company continues to push boundaries, setting new standards of excellence with each endeavor.

Key Highlights

1800+ projects launched
14+ years of experience
575+ dedicated developers
92% client retention

2. Agloworks

Algoworks is a leading provider of digital transformation services, specializing in DevOps, Web/Mobile app development, and Salesforce (consulting, customization, integration, etc.). They are an AWS Consulting Partner, Microsoft Gold Partner, and Summit (Highest Level) Salesforce Partner.

Since its founding in 2006, they have received numerous awards across various technical domains. The training and skill development are the foundation of Aglowork’s passion for technology. Their clientele is spread out worldwide, and we currently conduct business out of offices in the USA, Canada, and India.

3. Upplabs LLC

Upplabs has the best team of qualified web and mobile developers, stays up to date on Fintech trends and developments, and constantly learns new things. They also attend the best Fintech conferences. They produce great fintech services and apps while automating your accounting and ERP.

4. SDK Finance

For nearly a decade, SDK.finance has been among the leading fintech app development companies, offering fundamental fintech banking and payment engines as a software accelerator for companies wishing to introduce their fintech solutions, ranging from neobanks to digital wallets, catering to enterprise-level and startup clients. Their goal is to enable digital banking for all and make digital financial services accessible to every world citizen.

5. Uptech

Polish startup Uptech was founded in 2010 and helps financial institutions with the tools they need to embrace digital transformation. Offering software development, consultancy, advice on digital strategy, and project management skills, they support clients like mBank and PKO Bank Polski in navigating the constantly changing financial landscape.

Their services include- developing Fintech Apps, Digital Transformation for Finance, and Fintech Solution Consulting.

6. Itexus

With over 100 skilled developers, Itexus is a custom software development firm. Founded in 2013, they have since assisted startups, midsize firms, and established corporations in developing advanced and scalable web custom solutions and mobile software solutions. Their major services are Banking, Credit scoring, Payments and Insurance.

7. Appinventiv

Appinventiv is one of the profount FinTech mobile app development companies founded in India in 2014. The fintech app development firm works in iOS and Android app development, UX/UI design, testing, and app maintenance to startups and large businesses.

Prominent Indian banks such as ICICI Bank and HDFC Bank are among its clientele. Their services are- Fintech Development Services, Digital Wallet Development, P2P Lending Platform Development, and Mobile Payment App Development.

8. KindGeek

KindGeek has been offering fundamental fintech banking and payment solutions since its founding. These solutions act as a software shortcut for companies wishing to introduce their fintech products, ranging from neobanks to digital wallets, and can accommodate both enterprise-level clients and startups.

9. 10 Cloud

Among top-rated financial app development companies, 10 Cloud stands tall. Their main focus is on offering innovative and user-friendly banking and fintech solutions. 10Clouds developed solutions adheres to the strictest security standards in collaboration with Trust Stamp, a leader in global identity verification. They can be applied simultaneously with businesses and fintech firms to accelerate the process. These include methods such as identity lakes, ID verification, and proof of vitality.

The fintech app developers team at 10Clouds aids teams in developing platforms for safe data exchange, extends the reach of their partners’ blockchain and mobile development teams, and assists fintech organizations in making the transition to the cloud.

10. BrainHub

As one of the leading providers of fintech software development companies, Brainhub focuses on advanced technology like JavaScript. This finance app development company helps fintech companies grow more quickly. It is a fintech online and mobile app development company and offer services like wealth management, expense management, and cryptocurrency trading. They dealt with companies of all sizes.

11. Miquido

Founded in 2009, Miquido is a reputable software development business based in Poland that provides specialized FinTech solutions to banks, insurance companies, and other financial organizations.

To assist you with reaching your unique objectives, they provide an extensive range of services, such as software development, consulting, system integration, and software maintenance. Prominent organizations such as mBank and ING Bank Śląski rely on Miquido’s proficiency.

12. Netguru

Founded in 2008, Netguru is a leading Polish business that stands out among fintech app development companies. They serve as your one-stop store, excelling in crafting unique FinTech solutions for various sectors and producing user-focused iOS and Android mobile apps. With expertise in testing, design, and upkeep, Netguru guarantees that your program remains cutting-edge.

Even automobile behemoths like BMW and Volkswagen have collaborated with them. Their offer- FinTech App Development, Custom software development, and mobile app development services.

13. Hedgehog Labs

Hedgehog Lab is a multinational digital product consultancy specializing in creating smartphone applications and other internet-enabled devices. It possesses expertise in artificial intelligence and is well-versed in VR, AR, and MR.

Over the previous few years, there has been an incredible surge in revenue, with international sales already approaching £5 million. It is one of the fastest-growing companies in Europe and has been for the last three years.

14. Synodus

Over more than four years of commitment and growth, Synodus has emerged as one of the top suppliers of mobile app development, software development and IT consulting services.

We have cemented our name for expertise in the fintech field with a portfolio that includes over 100 fintech software projects, including P2P lending platforms, digital banking, e-wallet solutions, and cryptocurrency exchange white label services. They have established a solid name in the fintech industry for great performance and commitment to providing clients with top-notch services.

15. Webisoft

Webisoft is a Polish software and app development business that serves the financial industry. It was established in 2002. They provide development, consulting, and system integration services while creating unique FinTech solutions for banks, insurers, and other organizations. They have a long list of well-known clients, strengthening their standing in the FinTech industry.

16. Nimble AppGenie

An Indian firm, Nimble AppGenie, was founded in 2015 with the goal of creating unique FinTech mobile applications for both new and existing companies.

They specialize in creating high-quality iOS and Android applications, creating UIs that are easy to use, conducting thorough testing, and providing continuous support to make sure your app succeeds.

They have assisted customers like IDFC Bank and Yes Bank in achieving their mobile FinTech objectives. They offer services like mobile app development, website development, and software development.

17. Yalantis

Yalantis is a leader in the finance sector because of its employees’ teamwork, which builds the company’s mobile, web, and application solutions. This company offers a wide range of fintech solutions for insurance, consumer finance, and e-wallet app development. They have served customers like- KPMG, Orbis, Healthfully, Lifeworks, and RAK.

18. Blue Lable Labs

The trusted agency of choice for strategy, design, and development in fintech app development companies is Blue Label Labs. It collaborates with aspirational companies, institutions, and artists to enhance the authenticity of their creations by developing user-validated and customer-centric digital solutions.

This company not only creates software for fintech app development but also employs the best fintech app developers who can assist with automation, enhance trading performance, and digitize financial services.

19. Willow Tree

Willow Tree collaborates with leading companies to develop digital goods that improve millions of people’s lives. To build an environment that is favorable for the creation of innovative goods, the financial app development company has removed barriers—both mental and physical—among its staff.

Willow Tree is not only a leading fintech app development business overall, but it also excels at creating software development. It has experience in various financial industries, including asset management, insurance, and banking. It is knowledgeable on finprom problems, MLROs, and compliance.

20. Arc Touch

When it comes to developing iPhone apps, ArcTouch is among the world’s most creative mobile app developers. Their apps have been highlighted by Fortune 500 organizations, cutting-edge brands, and successful startups. Although developing apps for many platforms (iOS, Android, and Xamarin) is their main area of competence, they also assist organizations with learning about APIs, constructing blockchain apps, augmented reality, and the Internet of Things.

21. Y Media Labs

Y Media Labs leads the way among software development companies in USA the way in providing real visual design and testing. Three areas where YML excels include virtual reality, the Internet of Things (IoT), artificial intelligence, and bespoke financial technology app development. The employees at this financial software development company are committed to delivering exceptional IT experiences that surpass customer expectations to maintain their leadership positions in the industry.

Prominent technocrats have praised their work, which has been highlighted in media venues like CNBC, Forbes, The Wall Street Journal, and TED Talks.

22. Clarion Technologies

Clarion Technologies is the leading name in the financial industry. It specializes in innovative, creative, and user-focused solutions to help businesses. It is the leading software development company for financial applications in the US and India.

23. Developers EVNE, LLC

EVNE Developers LLC has a team of highly skilled fintech software developers working for them. The company aims to improve transaction security and streamline operations by offering top-notch Fintech app development services. It also uses cutting-edge Fintech technology to provide unique and trustworthy solutions for its clientele.

The financial software development company works directly with clients to thoroughly understand their needs as a business and then offer a customized solution.

24. Excellent Web World

This financial software development company has produced top-notch P2P payment, digital wallet, trading, and investing apps for its clientele. Additionally, it develops, creates, and implements programs that alter the game using cutting-edge technology.

Excellent WebWorld has over ten years of experience among the best Fintech app development companies. It has been helping businesses across various sectors, including banking and finance, to develop innovative solutions that satisfy their requirements.

25. Sombra

Sombra is well known for providing excellent fintech app development services. It has been helping its clients achieve their business goals by offering bespoke app development services.

The financial software development company’s team of highly skilled professionals leverages their years of experience and knowledge to produce solutions tailored to the demands of businesses.

26. IntellectSoft

Being one of the leading fintech app development companies, Intellectsoft has over 15 years of experience. The company has been helping businesses in various sectors develop outstanding digital solutions that offer a seamless user experience.

27. DXC Technology

DXC Technology is well-known for offering top-notch Fintech app development services. It has been helping businesses worldwide transform and digitize their operations in line with industry standards.

28. Avanade

Having been established in 2000, Avanade has over 20 years of experience offering IT services and consulting. It has been developing custom, goal-oriented solutions for businesses across several sectors.

It helps clients with mobile app development, application management, evolution, updating, and developing mobile apps.

29. Eleks

Founded in 1991, it is one of the most respected fintech app development companies around.

The fintech software development company aims to develop and offer top-notch financial software solutions to clients in the banking and finance industry. It aims to address issues like rising transaction costs and ineffective operations through its activities.

30. Virtusa

The company promises to provide its clients with end-to-end digital business solutions. A diversified team of brilliant engineers, imaginative designers, seasoned testers, and subject matter experts work at the financial software development company to help businesses as they expand, change, and modernize.

What Are Fintech Apps?

Fintech apps, short for financial technology applications, are software platforms or mobile applications that provide financial services or facilitate financial transactions. These apps leverage technology to offer various services, including banking, investing, budgeting, payments, lending, and insurance. They often aim to make financial services more accessible, efficient, and user-friendly.

Popular examples of fintech apps include:

1. Mobile Banking Apps

These banking finance apps allow users to manage their bank accounts, transfer money, pay bills, deposit checks, and perform other banking activities using smartphones or tablets. Examples include finance apps offered by traditional banks like Chase Mobile and Bank of America and digital-only banks like Chime and Revolut.

2. Payment Apps

Payment apps enable users to send and receive money electronically, often without the need for cash or physical cards. Examples include PayPal, Venmo, Cash App, and Google Pay. Additionally, there are cash advance apps that allow users to access money before their next paycheck, such as Earnin and Dave.

3. Investing Apps

These apps provide platforms for everyone to invest in stocks, bonds, mutual funds, and other securities. They often offer features like commission-free trading, fractional shares, and educational resources. Examples include Robinhood, Acorns, and Stash.

4. Personal Finance Apps

Personal finance apps help users manage their money, track expenses, set budgets, and plan for financial goals. Examples include Mint, YNAB (You Need a Budget), and Personal Capital.

5. Peer-to-Peer Lending Apps

These platforms connect borrowers with individual or institutional lenders, often offering lower interest rates and flexibility than traditional banks. Examples include LendingClub and Prosper.

6. Cryptocurrency Apps

With the rise of cryptocurrencies, numerous apps exist for buying, selling, and managing digital currencies like Bitcoin, Ethereum, etc. Examples include Coinbase, Binance, and Kraken. which are among the best cryptocurrency apps available today.

How to Choose the Best Fintech App Development Company?

In today’s rapidly evolving digital landscape, choosing the right fintech development company is vital for businesses that aims to innovate and stay ahead. With countless options available, selecting the best partner can be daunting. However, considering several key factors, you can make decision aligning with your goals and vision. Here’s a guide to help you navigate through the selection process effectively:

1. Define Your Requirements

As you start your search, clearly outline your project objectives, budget constraints, timeline, and desired features. Understanding your needs will enable you to assess potential partners more accurately.

2. Industry Experience

Look for a development company with substantial experience in the fintech sector. An established track record demonstrates their understanding of industry regulations, security protocols, and user expectations. Go through their portfolio and client testimonials to measure their expertise.

3. Technological Expertise

Fintech apps demand advanced technical capabilities to ensure security, scalability, and seamless user experience. Assess the company’s proficiency in blockchain, AI, data analytics, and mobile development frameworks. A team with diversified skill sets can offer innovative solutions tailored to your requirements.

4. Compliance and Security Measures

Compliance with regulatory standards such as GDPR, PCI DSS, and HIPAA is non-negotiable in the fintech realm. Prioritize companies that adhere to stringent security protocols and demonstrate a commitment to safeguarding sensitive financial data.

5. Customization and Scalability

A one-size-fits-all approach rarely works in fintech. Seek a development partner capable of delivering tailored solutions that adjusts to your evolving business needs. Scalability and functionality are crucial as your app grows in users over time.

6. Transparent Communication

Effective communication is the important for successful collaborations. Choose an app development partner company who values transparency and maintains communication throughout the development process. Regular updates, progress reports, and feedback sessions ensure alignment and mitigate potential misunderstandings.

7. Quality Assurance and Testing

Meticulous testing is needed to identify and rectify any bugs or vulnerabilities before launching your fintech app. Inquire about the company’s quality assurance processes, testing methodologies, and post-launch support services to ensure a smooth deployment and optimal performance.

8. Cost-Effectiveness

While cost is an important consideration, prioritize value over price alone. Assess the company’s pricing structure, payment models, and overall ROI to determine the most cost-effective option that fits within your budget and project scope.

9. Reputation and Reliability

Research the company’s reputation within the industry, including its reliability, credibility, and commitment to client satisfaction. Online reviews, referrals, and case studies can provide valuable insights into their reputation and reliability.

10. Cultural Fit

Consider the cultural fit between your organization and the development company. A collaborative and harmonious working relationship fosters innovation, creativity, and mutual success. Choose a partner whose values, work ethic, and communication style complement your own.

Cost to Develop Fintech Mobile App Development

With the increase of financial transactions shifting towards mobile platforms, the development of fintech mobile apps has become paramount. These apps offer users convenience, security, and accessibility, revolutionizing how we manage our finances. However, delving into the realm of fintech app development requires a nuanced understanding of the associated costs.

At the outset, it’s crucial to recognize that the expense of developing a FinTech mobile app can vary significantly depending on various factors. One of the main factor is the complexity of the app.

Fintech applications can range from simple budgeting tools to sophisticated banking platforms integrating features like AI-powered financial advice and blockchain technology. Naturally, the more features and functionalities you incorporate, the higher the development cost.

Technology stack choice plays a pivotal role in cost estimation. Fintech apps often necessitate robust security measures and seamless integration with third-party financial services. Therefore, opting for advanced frameworks and security protocols can escalate development expenses. Factors such as platform compatibility (iOS, Android, or both), user interface design, and regulatory compliance requirements contribute to cost variations.

Engaging a skilled development team is indispensable for crafting a high-quality fintech app. Experienced developers proficient in fintech technologies command higher rates, albeit ensuring a superior end product. Collaborating with a reputable development agency might entail higher upfront costs but can offer long-term benefits regarding reliability, scalability, and post-launch support.

Furthermore, ongoing maintenance and updates are integral aspects of fintech app development. As the financial landscape evolves and new security threats emerge, continuous refinement and adaptation are imperative to ensure optimal performance and user satisfaction. Therefore, determining maintenance costs is essential when budgeting for app development.

Conclusion: Fintech Mobile App Development Company

Every day, banking and money-related apps gain popularity. An increasing number of people are using mobile banking apps to do a wide range of banking tasks while on the go, such as checking account balances, sending and receiving money, applying for loans, paying bills, trading, and investing.

Contact a trustworthy fintech mobile app development business to profit from this growing wave of fintech apps. The NineHertz, one of the top developers of financial apps globally, has created e-wallet apps for users all over the globe. For a free consultation, contact NineHertz if you’re interested in creating a FinTech mobile application.

FAQ’s: Fintech App Development Agencies

Q1. Which is the Best Fintech App Development Company in the USA?

NineHertz is a leading fintech app development company in the USA, renowned for its innovative and custom solutions. With a team of top financial app developers and a proven track record of delivering cutting-edge fintech applications, NineHertz combines technical expertise with industry insights to craft tailored solutions that drive business growth and user engagement.

Q2. How Much Does Fintech Development Cost?

The cost of fintech development varies as it depends on several factors such as the app complexity, features required, development platform, and more. At NineHertz, we offer transparent pricing models tailored to suit your project needs and budget. Contact NineHertz for a detailed quote based on your specific requirements.

Q3. How to Design FinTech Apps?

Designing FinTech apps requires a comprehensive understanding of user needs, industry regulations, and emerging technologies. At NineHertz, we follow a user-centric design approach, focusing on intuitive interfaces, seamless navigation, and robust security features. Our expert designers leverage prototyping, wireframing, and user testing to make sure that the final product meets user expectations and business objectives.

Q4. How Much Time Does it Take to Make a Fintech App?

The timeline for developing a fintech app depends on various factors including project scope, complexity, and client requirements. At NineHertz, we follow an agile development methodology to streamline the process and deliver high-quality solutions within the stipulated timeframe. Our team works with clients closely to establish clear milestones and ensure timely delivery of the final product. Get in touch with us to discuss your project timeline in detail.